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We negotiate for you so you can keep more of what you earn.

CLAY Payments is your owner's rep in the payment world -- securing the best rates, lowest fees, and lifetime support at no cost to you.

It’s Easy to Get Started!

  1. Upload Your Financial Statements – Simply send over your recent statements securely.

  2. We Review Everything — For Free – Our experts analyze your current setup to identify savings opportunities.

  3. Get Your Best Solution – We’ll come back with a customized payment structure designed to save your business money.

Trusted Worldwide

100+

merchants

2mm+

transactions

11

countries

3

currencies

Stop Overpaying for Payment Processing — Get an Expert Advocate on Your Side

Most businesses overpay for payment processing — not because they chose the wrong partner, but because they don’t have someone at the table fighting for them.

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At CLAY, we do what business owners don’t have time to do: leverage deep operational experience and insider industry relationships to negotiate directly with processors and gateways — securing the most competitive structure for your business.

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And the best part? Our service is completely free. We’re compensated by the processors, never by you.

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Once you’re placed, our role doesn’t stop there. We provide ongoing support and oversight — ensuring your rates stay optimized, your setup continues to fit your needs, and your processor delivers on every promise.

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