We're Operators, not salespeople.
CLAY Payments was founded by business operators who’ve worked across industries — from hospitality to ecommerce — and faced the same frustrations you have: unclear fees, opaque pricing, and disappearing sales reps.
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We built CLAY to change that. Instead of being sold to by a processor, you’re represented by someone who understands both sides — the operational needs of your business and the realities of payment networks and interchange.
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Our mission is simple: help every business keep more of what they earn — with zero cost, zero complexity, and full-time advocacy.
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When you partner with CLAY, you don’t just get lower rates — you get a team that continues to monitor, review, and ensure your processor relationship performs as promised. Your success is our success.
“The CLAY team found savings I didn’t even know were possible. We were paying over 3.1% in processing fees, and after their review we’re now at 2.35% all-in — saving us more than $42,000 a year across our locations. The best part? We didn’t have to change our system or retrain staff. It was seamless, fast, and the results show up every month on our statements.”
— Client Testimonial
“Working with CLAY Payments has been a total game-changer. Before Jess stepped in, every issue meant calling a 1-800 number and getting bounced around for hours. Now, I text or email Jess and it’s handled — usually within minutes. He’s taken all the headaches out of payments so I can actually focus on running my business instead of chasing support tickets. It feels like having an inside connection in the payments world.”
— Client Testimonial
“We’ve sat on both sides of the table — as business owners and operators. Our job isn’t just to get you the best deal, it’s to make sure it keeps working for you.”
— The CLAY Payments Team